Can I Qualify for a Home if I’m Not a US Citizen?, with Nick Prefontaine and Zachary Beach

Episode 24:

Episode Topic:

In this episode of the Not Just A Transaction podcast, New England-based real estate authorities Nick Prefontaine and Zachary Beach from Pre Property Solutions address common questions and concerns that buyers may have about qualifying for a mortgage if they are not a US citizen. They share options to qualify for a home loan, as well as options to avoid the bank altogether.

Glossary of Special Terms Used in this Episode:

  • Down payment – An initial payment made when purchasing a home.
  • Deposit – An amount of money paid as an installment towards a purchase.
  • Off-market – A property that is for sale but not listed publicly.

What you’ll learn about in this episode:

  • How PPS connects buyers with credit specialists who provide step-by-step game plan to build credit and help non-citizens get approved
  • Why many people without US citizenship often have a larger than normal down payment
  • The amount of income PPS recommends you have when purchasing a home
  • How PPS works with buyers who plan to never receive a loan from the bank
  • Why off-market listings may be a good option for buyers without citizenship


Nick’s Bio:
In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:
Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.